Skip to main content

Helsinki rolls out contactless transit payment

Trams are latest mode to tap in, following ferry and metro, with buses to come
By Adam Hill March 3, 2025 Read time: 2 mins
There will be 4,000 new contactless payment terminals across the modes (© ReceiptHero)

Helsinki Regional Transport Authority (HSL) has extended its contactless payment pilot to trams as part of a gradual roll-out.

HSL is introducing contactless payment in the Finnish capital one mode of transport at a time, starting on the Suomenlinna ferry at the end of January. 

In February, it was extended to include metro stations and will eventually include commuter trains and orange trunk route buses - although not yet the city's blue buses, because their card readers are not yet enabled.

It means riders can now use contactless payment - with Visa or Mastercard, Google Pay or Apple Pay - to buy adult single tickets on trams, at all Metro stations, and at card readers located at the Market Square, Katajanokka and Suomenlinna ferry piers.

There is no physical ticket - the debit/credit card or phone payment app is simply presented to ticket inspectors when required.

There will be 4,000 new contactless payment terminals across the modes; as part of this overhaul of its payments system, HSL has enlisted ReceiptHero to supply its digital receipt service. 

It is aimed at business customers using corporate payment cards when commuting on local public transport: they can now receive digital receipts in real-time, making expense reporting fast and hassle-free.

This integration was made possible by transit payment processing specialist Littlepay, ensuring that each journey is automatically captured and sent to major expense platforms, including SEB Eurocard, Nordea First Card, Visma, Zevoy, Bezala, and Etasku.

Milla Wiksten, HSL head of unit/markets, says: “By partnering with ReceiptHero, we offer business travellers a seamless, efficient way to manage their expenses, reflecting our dedication to innovation and customer satisfaction."

The agency already offers HSL Commuter Benefit, an employer-subsidised commuter ticket for journeys between home and workplace, which is tax-free up to €3,400 per year to the individual, and has tax advantages to the company.

The contactless move aligns with the Finnish Treasury's Real-Time Economy project, which encourages the shift to eReceipts and promotes the transition toward a digitally-connected economy.

For more information on companies in this article

Related Content

  • Austrian mobile payments group reveals new Wallet Initiative
    October 31, 2013
    A group of Austria's leading banks, card payment providers and related companies have joined forces to create the Austria Card 'Wallet Initiative' in order to create an open, nationwide standard for mobile wallets. The aim of the standard is to help consumers make contactless payments with their mobile phones via a mobile card as well as enabling them to use special offers by simply tapping their phone at the checkout, in much the same way they would use loyalty cards, vouchers, and coupons.
  • Milestone for Cubic and Vancouver’s contactless card
    July 21, 2016
    More than one million Compass Cards are now in use for Metro Vancouver’s public transit users since its launch in 2015. Compass Card is the contactless smart card payment system designed and integrated by Cubic for the region’s transportation authority, TransLink. The system is also processing more than 42 million card ’taps’ each month. Compass links all of TransLink’s services and fare products in Metro Vancouver to a single payment system, including West Coast Express, SkyTrain, SeaBus and buses, r
  • CTS extends contactless payments to Sydney's trains
    November 28, 2018
    Cubic Transportation Systems (CTS) is extending Sydney’s contactless payment system beyond light rail and ferries to include the Australian city’s train network. The technology allows commuters to pay for ticketing via credit cards, smart watches and other electronic devices, alongside the Opal card. CTS’s Asia-Pacific team and Transport for New South Wales initially made the contactless system available for the city’s Manly ferry service in 2017. In March this year, the contactless system was ext
  • Google launches NFC-enabled transit payment card in Kenya
    June 11, 2012
    Google launches NFC-enabled transit payment card in Kenya Google has launched Beba in Kenya, a pre-paid NFC (near field communication)-enabled card to allow cash-free payment of bus fares by transit travellers. According to TechMtaa, an African technology website, the move was expected, and is rolling out first in Nairobi. The card, which can be loaded with up the local equivalent of US$115, is likely attractive to customers, as it may help them dodge rising rates, or bus drivers that don’t provide exact or